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<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=85 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <B>  TRANSIT OPERATIONS FEDERAL CREDIT UNION</B><B> </B><FONT SIZE="1" COLOR="#000000" FACE="Arial" ><B>    </B></FONT></div> <div> <A HREF="index.htm" TARGET="_top" TITLE=" TRANSIT OPERATIONS FEDERAL CREDIT UNIO"><U>Home</U></A>  | About   |   <A HREF="id21.htm" TARGET="_top" TITLE="Products Services"><U>Products & Services</U></A>   |   <A HREF="id17.htm" TARGET="_top" TITLE="Contact Us "><U>Contact Us  </U></A>   |   <A HREF="id20.htm" TARGET="_top" TITLE=" Hours Location"><U> Hours & Location</U></A>   |   <A HREF="id26.htm" TARGET="_top" TITLE="Privacy"><U>Privacy</U></A>   |   <A HREF="id19.htm" TARGET="_top" TITLE="News Events"><U>News &  Events</U></A>  </div> </td> </tr><tr> <td valign="top" width=180 BGCOLOR="#990033" TEXT="#080000"> <bR> <bR> <bR> <bR> <bR> <bR> <div> <B><IMG SRC="0a99cf20.jpg" border=0 width="156" height="242" ALIGN="LEFT" HSPACE="0" VSPACE="0"></B></div> <bR> <bR> <bR> </td> <td valign="top" height=395 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <I><B>About</B></I><I><B> Transit Operations Federal Credit Union</B></I></div> <div> Transit Operations Federal Credit Union is committed to anticipating our members' needs and providing complete financial solutions.  Since 1936, our credit union has been dedicated to helping its members achieve financial security.  As a member-owned, not-for-profit financial institution,  all decisions are made with our members in mind.  </div> <bR> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B>President / CEO:</B></div> <div> JoAnn Schultz</div> <bR> <div> <B>Membership Eligibility</B></div> <bR> <div> <I>The following persons may enjoy the benefits of membership:</I></div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b70140cc000000.gif" HEIGHT="21" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Employees of the Transportation Division of the Metropolitan Council, St Paul, MN</div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b70140cc000000.gif" HEIGHT="21" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Members of Amalgamated Transit Union Local #1005</div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b70140cc000000.gif" HEIGHT="21" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Employees of the North Oaks Golf Club</div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b70140cc000000.gif" HEIGHT="21" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Employees of the St. Paul Greyhound Bus Depot</div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b70140cc000000.gif" HEIGHT="21" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Retirees who are pensioners or annuitants of any of the above</div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b70140cc000000.gif" HEIGHT="21" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Immediate family members of individuals who are eligible for membership      </div> <div>      </div> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> </td> </tr></table></body>