Consumer and Home Equity Loans
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Loan Applications
Rates are effective as of March, 2011.
Rates you want and terms you need
Whether you apply in person, through the mail, or over the phone, you will find our loan programs are fast, convenient, and structured to meet the needs of your entire family.

Auto Loans
Loan Type
Annual Percentage Rate (APR)*
   2005 - 2011
as low as 3.50%
   2004 and older Model Years
as low as 7.50%
Actual rate is based on Beacon/FICO score on the credit report we pull.
Rates range from 4.25% to 15% with rare occasion 18%

                               * All rates are fixed for the life of the loan.  The actual loan rate is based on the borrower's credit history and the length of the loan repayment period.  Other terms and conditions may apply.  Please contact us for details.

Real Estate Loans
Loan Type
Annual Percentage Rate (APR)*
   Home Equity - fixed
as low as 5.00%
                               * The actual loan rate is based on the borrower's credit history and  the length of the loan repayment period. Other terms and conditions may apply.  
Please contact us for details.


Other Secured Loans
Loan Type
Annual Percentage Rate (APR)*
   New recreational vehicle
as low as 6.00%
   Used recrational vehicle
as low as 6.50%
   Recrational vehicles without titles
as low as 7.00% new or 7.50% used
   Share Secured
4.00%
   CD Secured
3% over certificate APY
    * All rates are fixed for the life of the loan.  The actual loan rate is based on the borrower's credit history and the length of the loan repayment period.  Other terms and conditions may apply.  Please contact us for details.

Unsecured Loans
Loan Type
Annual Percentage Rate (APR)*
   Signature
as low as 10.00%
   Line of Credit
13.50%
                               *   The actual loan rate is based on the borrower's credit history and the length of the loan repayment period. Other terms and conditions may apply.  
Please contact us for details.