TRANSIT OPERATIONS FEDERAL CREDIT UNION

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0 height="100%"><tr> <td valign="top" colspan=2 height=100 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <B>    </B></div> <DIV ALIGN="LEFT"></DIV> <div> <B>                              </B><FONT SIZE="6" COLOR="#111111" FACE="Times New Roman" ><B>TRANSIT OPERATIONS         </B></FONT></div> <div> <B>           FEDERAL CREDIT UNION</B></div> <div> <B> </B></div> </td> </tr><tr> <td valign="top" width=177 BGCOLOR="#990033" TEXT="#080000"> <div> <B>*  </B><A HREF="id18.htm" TARGET="_top" TITLE="About"><U><B>About Us</B></U></A></div> <bR> <div> <B>*  </B><A HREF="id21.htm" TARGET="_top" TITLE="Products Services"><U><B>Products</B></U></A><B> </B><A HREF="id21.htm" TARGET="_top" TITLE="Products Services"><U><B>&</B></U></A></div> <div> <B>      </B><A HREF="id21.htm" TARGET="_top" TITLE="Products Services"><U><B>Services</B></U></A></div> <bR> <div> <B>* </B><A HREF="id17.htm" TARGET="_top" TITLE="Contact Us "><U><B>Contact Us</B></U></A></div> <bR> <div> <B>*  </B><A HREF="id19.htm" TARGET="_top" TITLE="News Events"><U><B>News &</B></U></A></div> <div> <B>      </B><A HREF="id19.htm" TARGET="_top" TITLE="News Events"><U><B>Events</B></U></A></div> <bR> <div> <B>*  </B><A HREF="id20.htm" TARGET="_top" TITLE=" Location"><U><B>Location</B></U></A></div> <bR> <div> <B>*  </B><A HREF="id26.htm" TARGET="_top" TITLE="Privacy"><U><B>Privacy</B></U></A></div> <bR> <div> <B>*  </B><A HREF="id39.htm" TARGET="_top" TITLE="Calculators"><U><B>Calculators</B></U></A></div> <div> <B> </B></div> <bR> <div> <B> </B></div> <bR> <bR> <bR> <bR> <bR> </td> <td valign="top" height=380 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <B>              </B><FONT SIZE="6" COLOR="#FFCC66" FACE="Arial" ><B>                   </B></FONT><FONT SIZE="6" COLOR="#0000CC" FACE="Berling Antiqua" ><I><B>Our Mission</B></I></FONT></div> <div>      The purpose of this credit union is to promote thrift amoung its members   </div> <div>      by affording them an opportunity to accumulate their savings, and to </div> <div>      create for them a source of credit for provident or productive purposes.</div> <bR> <div>                                  <IMG SRC="08356d90.jpg" border=0 width="342" height="217" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <bR> <div>                    </div> <div>   </div> <div>        <IMG SRC="06696380.gif" border=0 width="150" height="56" ALIGN="BOTTOM" HSPACE="0" VSPACE="0">           <FONT SIZE="3" COLOR="#000000" FACE="Arial" ><IMG SRC="084bd320.gif" border=0 width="189" height="50" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></FONT>         <IMG SRC="085d9330.gif" border=0 width="217" height="51" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <bR> <bR> <bR> <div>  </div> <bR> <div>                                                  </div> </td> </tr></table></body>